Construction Invoice With Holdback Template

A construction invoice with holdback should make the gross claim, holdback or retainage, taxes, approved change orders, previous payments, and net amount payable easy to audit. This page targets contractors who need a cleaner invoice packet, not just a blank invoice.

What the invoice packet should show

Contract, project, and billing period
Original contract amount and approved change orders
Current work completed and materials supplied
Holdback or retainage amount and percentage
Net amount payable now
Supporting photos, timesheets, delivery slips, or signed approvals

Holdback calculator

Estimate the holdback and invoice clock.

Use this as a planning calculator only. Construction payment, lien, holdback, and notice rules depend on jurisdiction, contract terms, project type, and timing.

Contract or invoice amount Holdback percent Proper invoice date Owner payment period

Holdback$10,000.00

Net payable before holdback release$90,000.00

Estimated payment dueChoose invoice date

Ontario non-payment notice checkpointChoose invoice date